Personal Loan

Not intended for any specific use, often used for personal projects or unexpected expenses. Interest rates may vary depending on the creditworthiness of the borrower. It allows you to have an amount ranging from €1,500 to €75,000 (depending on the project selected) to finance your personal projects.

You have the possibility to choose the amount and duration of your loan according to your means.

Simple and without obligation of personal contribution, the transfer of the sum to your bank account is made within 48 hours from the final acceptance of your file and at the earliest from the 8th day following the date of signature of your contract credit.

The FINN-CREDIT Personal Loan adapts to any type of project.

Real Estate Loan

A real estate loan is a type of financing intended for the acquisition, construction or renovation of real estate.

It is generally used to buy housing (apartment, house) or to finance construction or renovation work. It can also be used to refinance an existing property.

The credit granted under the condition of mortgaging one or more real estate assets constituting the borrower's assets functions like a classic loan with its terms, its duration, but also its amount.

The mortgage can be carried out on the property for the purchase of which a credit is requested, but also on a property independent of the credit request. In the event of non-repayment of the loan, the bank has the possibility of seizing and selling the mortgaged property. The mortgage loan rate can also be taken out as variable or fixed. In the event of sale of the mortgaged property, the loan can be paid early, but it is also possible to make a replacement mortgage on another property.

The education credit is designed to finance tuition, education-related expenses (books, materials, housing, etc.), or other related costs. It can be aimed at both students and parents in the context of school or university education.

The amount of school credit depends on tuition and other expenses associated with studying. It can cover part or all of the costs, depending on the needs and repayment capacity of the borrower.

The duration of the academic credit is generally aligned with the duration of studies. It can range from a few months (for short training) to several years (for university studies or long training). Interest rates can be fixed or variable as well as the repayment terms.

School Loan
Business Loan

A business loan is financing granted to companies to support their activities and projects, they are used for various financial needs, such as the development of new projects, the purchase of equipment, the management of working capital, the coverage of unforeseen expenses, or even business expansion. They can also be used to refinance existing debts.

The amount of a business loan varies depending on the needs of the business and its ability to repay. Loans can range from a few thousand to several million euros and their duration can vary from a few months to several years, depending on the use of financing and the repayment capacity of the company.

The interest rate can be fixed or variable and repayments are generally made in monthly installments or by periodic payments, including both the repayment of the capital borrowed and the payment of interest. Reimbursement terms can be negotiated based on business needs.

Guarantees may be required to grant a business loan, such as company assets (real estate, equipment) or personal guarantees from managers. Requirements vary depending on the size of the company, its sector of activity and its solvency.

A mortgage loan is a type of financing often used for the purchase, construction or renovation of real estate, it can also be used to refinance an existing real estate loan or to raise funds using real estate or the property financed as guarantee.

The amount of the mortgage loan is generally proportional to the price of the property and can cover up to 80-90% of the value of the property, depending on the personal contribution, i.e. an amount that the borrower pays. out of one's own pocket which is often required and the lender's conditions.

Mortgage

The auto loan is intended to finance the purchase of a new or used car. It can also be used to cover costs associated with the purchase, such as insurance or registration fees.

The amount of the car loan depends on the price of the vehicle and the repayment capacity of the borrower. We can offer credits up to the full price of the vehicle, although a personal deposit is often recommended.

The repayment period granted can range from 12 to 72 months, depending on the amount borrowed, the borrower's preferences and repayments are generally made in fixed monthly installments, including both the repayment of the capital borrowed and the payment of interest.

The interest rate can be fixed (the same throughout the duration of the credit) or variable (it can fluctuate depending on market conditions). Rates can also vary depending on the borrower's profile and the type of vehicle and the vehicle purchased with the credit serves as collateral for the loan.

Auto Credit

Credit redemption, also known as loan consolidation, is a financial solution that simplifies the management of your finances. By consolidating your different loans into a single loan, you can benefit from a single monthly payment, often reduced, as well as a potentially more advantageous interest rate.

The credit redemption process is simple and transparent. We analyze your financial situation, your needs and your objectives. Then, we offer you a personalized solution adapted to your profile. Once you have given your consent, we take care of all the necessary formalities to combine your credits into one.

Credit Redemption

Get your LOAN ONLINE

In a world where speed, convenience are essential and for easy access to our loans to everyone all over the world, now you have the possibility of making your request and the entire process of obtaining the loan online for all our different types of loans.

The advantages of online loans are their immediate accessibility, unlike traditional procedures which require going to an agency and going through long procedures, online loans allow you to start the application from the comfort of your home.

With just a few clicks, you can fill out an application and get a quick response plus online loan services are available 24/7.

This means you can submit your request or ask your questions at any time, without being restricted by opening hours.

Online lending is a quick, simple and accessible process for everyone. Thanks to technology and the digitalization of financial services, you can now access funds efficiently and hassle-free.

Take advantage of a very attractive interest rate for your loans between individuals. At FINN-CREDIT, we facilitate the financing of your projects while guaranteeing transparent and accessible conditions. Join our community and realize your ambitions with complete peace of mind!

Whether you need to finance a project to cover unexpected expenses or improve your cash flow, online lending is a modern solution that makes managing your financial needs much easier.